Because the interest from your Home Equity Line is often tax deductible, your effective interest rate (the rate you pay after adjusting for the tax deductibility) may be even lower. See your tax advisor regarding the deductibility of interest.

Simplify your life with fewer monthly bills, lower total monthly payments and, sometimes, even cash in hand. A Home equity Line of Credit allows you to move debt from higher-interest rate credit card and car loans to a lower-rate home equity loan.

Annual Percentage Rate (APR) is based on Wall Street Journal Prime, plus a margin.

Mortgage rate quotes in U.S. funds, are effective July 1, 2002 and subject to change without notice.