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The
Basics >
Mortgage
Refinance > Home
Equity >
What are points?
Points are a way to pay a little
extra on your loan in the beginning to buy down?
your rate, thereby paying a lower contract rate
for the life of the loan. Each point is 1% of the
loan amount and buys down your rate by 0.4%. Points
are nonrefundable.
How
much will my monthly payments be?
For an estimate of your monthly payment,
use the payment calculators on each product page.
Payment calculator computations are not intended
to be, and should not be considered, decisions of
the loan type or amount for which you may qualify.
How
do I know that my personal information is secure?
Our web site uses Secure Sockets
Layer (SSL) technology to encrypt and send personal
information between your computer and our web servers.
When you begin the application process, your browser
is automatically set to SSL mode. In fact, you will
see a picture of a padlock near the bottom of your
browser window when you click apply now The padlock
tells you that your connection is secure.
Why
does only the 'Apply Now' section use SSL technology?
SSL mode slows down the transfer
of information to and from your computer.
Since the only time you will need to send personal
information across the Internet is during the application
process, there's no reason to use SSL mode on other
parts of the site when you're just viewing information.
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